Are You Eligible for Medicare?
Medicare is the federal health insurance program primarily for people 65 and older, but eligibility can also extend to younger individuals with certain disabilities or conditions.
Age-Based Eligibility
You are generally eligible for Medicare when you turn 65. If you are already receiving Social Security or Railroad Retirement Board benefits, you will be automatically enrolled in Medicare Parts A and B. Otherwise, you need to sign up during your Initial Enrollment Period — a 7-month window that begins 3 months before your 65th birthday month.
Disability-Based Eligibility
If you are under 65 and have received Social Security Disability Insurance (SSDI) for 24 months, you will automatically be enrolled in Medicare. Certain conditions — such as ALS (Lou Gehrig's disease) — qualify you for Medicare immediately upon receiving disability benefits.
End-Stage Renal Disease (ESRD)
People of any age with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant) may qualify for Medicare. Eligibility typically begins the fourth month of dialysis treatments.
When to Enroll
Missing your Initial Enrollment Period can result in late enrollment penalties that increase your premiums permanently. Our licensed professionals can help you understand your enrollment window and avoid costly mistakes.
Not Sure If You Qualify?
Our licensed professionals can review your situation and help you understand your Medicare options at no cost to you.
Talk to a Professional